Foreclosure Prevention Help

If foreclosure is imminent, you must take action immediately. Sometimes it is possible to work out a payment arrangement with your lender, and we also strongly urge you to seek legal advice right away if you have not already done so. You may inquire with the State Bar of Georgia at 404-527-8700 or 800-334-6865 if you need help in locating a private attorney or a Georgia Legal Services Program office to assist you. 

There are some other good resources that might be able to offer information or assistance to you without charge. Please call the statewide and nationwide 24-hour HOPE hotline, 888-995-HOPE (888-995-4673) or visit, which is sponsored by the nonprofit Homeownership Preservation Foundation to help homeowners prevent foreclosure. You can also go to the web site of the U.S. Department of Housing and Urban Development ( for tips on avoiding foreclosure, or call 800-569-4287 (TTY 800-877-8339) to find a HUD-approved housing counselor near you. 

The Neighborhood Assistance Corporation of America is a non-profit advocacy HUD certified counseling agency that provides workshops and counseling for at-risk homeowners and homebuyers. All of NACA’s services are free. In Georgia, NACA can be reached by calling 404-377-4545, or you can go to their website to sign-up for their annual “Save the Dream Tour”.

In addition, the Georgia Department of Community Affairs has partnered with GHFA Affordable Housing, Inc. to deliver a statewide unemployment mortgage payment assistance program to prevent foreclosures, under the name HomeSafe Georgia.  HomeSafe Georgia will help by providing "bridge" mortgage assistance to many Georgians who are unemployed or have seen a dramatic decrease in their income due to national economic conditions. For more information about this program, go to or call 1-877-519-4443.

Consumers should also learn how to recognize and avoid foreclosure rescue scams.

Further Reading

Frequently Asked Questions About Mortgages and Foreclosures in Georgia